Some terms for electronic money and the folks who use them:

Digital Cash Internet essayists Ecash First Virtual, Inc. Electronic Commerce Visa and MasterCard Net Checking NetChex & NetCheque These terms largely reflect the values of the issuing corporations (I'm unsure of the first one, however). Credit card companies want you to spend quickly, those who issue checks want you to write them, and companies named "virtual" want you to use something that is "almost" cash: as easy to use as old paper cash, but better.
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Business as UsualVirtual Banks Experiments Terms for Ecash